Surprisingly, many couples don’t talk about their individual finances. This is quite disturbing, given that nearly 60 percent of divorcees say finances played a role in the breakup of their marriage, and 20 percent said financial conflict was a major factor in their divorce, according to a recent survey by the credit agency, Experian. What’s more, the financial and … [Read more...] about How to Protect Your Credit During Marriage and Divorce
While the credit reporting agencies are required by law to report only accurate information, they don’t always know what is or isn’t accurate until you, the consumer, let them know. It is, therefore, imperative that you order and review your credit reports, at least, once a year to see what’s in them. If you notice that some things are not correct, you do have a … [Read more...] about Disputing Your Credit Report
I’m sure you’ve seen one of those television commercials claiming to give you a free credit report. Only that most of those are anything but free. Sure, you can get a free copy of your credit report, but only after enrolling in some credit monitoring service that comes along with a monthly fee. But you don’t have to enroll in these services to get a copy of your … [Read more...] about How You Can Get Your Credit Report for Free
An alarming 77 million Americans have delinquent personal debts reported in their credit files. Translation: more than one-third of Americans are in trouble when it comes to paying their debts on time. In a 2014 study by Urban Institute titled Delinquent Debt in America, a whopping 35 percent of adults with a credit file, have a report of personal debt in collections. … [Read more...] about Americans Drowning in Personal Debt: Are You One of Them?