Compulsive spending involves feeling compelled to spend money on items you don’t really want or need. In some cases, you might spend money on items you already have plenty of. For example, even though you love getting new shoes, if you already have 20 pairs of them, it’s probably safe to say you don’t need another. Signs You May Be Spending Compulsively Do any of these signs … [Read more...] about Do You Struggle With Compulsive Spending?
Surprisingly, many couples don’t talk about their individual finances. This is quite disturbing, given that nearly 60 percent of divorcees say finances played a role in the breakup of their marriage, and 20 percent said financial conflict was a major factor in their divorce, according to a recent survey by the credit agency, Experian. What’s more, the financial and … [Read more...] about How to Protect Your Credit During Marriage and Divorce
While the credit reporting agencies are required by law to report only accurate information, they don’t always know what is or isn’t accurate until you, the consumer, let them know. It is, therefore, imperative that you order and review your credit reports, at least, once a year to see what’s in them. If you notice that some things are not correct, you do have a … [Read more...] about Disputing Your Credit Report
Recently the market watchers rejoiced because the Nasdaq hit over 5,000 (the first time it has done so in 15 years!). While we celebrate the economic recovery, what is more important to you as an individual however, is where you stand in terms of your own financial stability. Are you still living paycheck-to-paycheck; just only a car break away from bankruptcy? Do … [Read more...] about 7 Steps to Financial Stability
Insurance coverage is necessary to protect against unexpected property loss or damage, illness or disability. Such unexpected losses can put the best-laid financial plans in crises. While having insurance is critical, often times, people out of ignorance or due to over-sell by fast-talking insurance agents end up paying for coverage that they don’t need. Peoples … [Read more...] about Do Not Make These Mistakes When Buying Insurance