Many people of all ages are taking the health of their finances more seriously and beginning to take proactive steps to turn things around if they’ve been struggling.In the past, consumers racked up tens of thousands of dollars in debt without blinking an eye, but in today’s world, they’re understanding more about the dangers of accepting all those credit card offers.If you’ve … [Read more...] about Get Out of Debt and Fix Your Credit
How To Take Back Control Of Your Finances
Image by Jess Foami from Pixabay If 2020 has wreaked havoc on your finances, you may take heart in knowing that you are not alone. A recent survey of Americans’ personal financial health by Lending Tree and Stash found that because of the economic impact of the COVID-19 crisis, 1 in 4 people expect to retire later than anticipated. The study shows that nearly half of … [Read more...] about How To Take Back Control Of Your Finances
Do You Struggle With Compulsive Spending?
Compulsive spending involves feeling compelled to spend money on items you don’t really want or need. In some cases, you might spend money on items you already have plenty of. For example, even though you love getting new shoes, if you already have 20 pairs of them, it’s probably safe to say you don’t need another. Signs You May Be Spending Compulsively Do any of these signs … [Read more...] about Do You Struggle With Compulsive Spending?
How Smart People Use Credit
I know you’re smart… I’m not trying to insult your intelligence. But are you financially smart? I mean, credit-use smart?If you answered yes, then click away, go read another article on this website.But if you answered no or maybe, then please stay with me because we’re going to discuss how to use credit the right way, the financially-smart way.Although some people will advise … [Read more...] about How Smart People Use Credit
How to Protect Your Credit During Marriage and Divorce
Surprisingly, many couples don’t talk about their individual finances. This is quite disturbing, given that nearly 60 percent of divorcees say finances played a role in the breakup of their marriage, and 20 percent said financial conflict was a major factor in their divorce, according to a recent survey by the credit agency, Experian. What’s more, the financial and … [Read more...] about How to Protect Your Credit During Marriage and Divorce