Compulsive spending involves feeling compelled to spend money on items you don’t really want or need. In some cases, you might spend money on items you already have plenty of. For example, even though you love getting new shoes, if you already have 20 pairs of them, it’s probably safe to say you don’t need […]
How to Protect Your Credit During Marriage and Divorce
Surprisingly, many couples don’t talk about their individual finances. This is quite disturbing, given that nearly 60 percent of divorcees say finances played a role in the breakup of their marriage, and 20 percent said financial conflict was a major factor in their divorce, according to a recent survey by the credit agency, Experian. What’s […]
Disputing Your Credit Report
While the credit reporting agencies are required by law to report only accurate information, they don’t always know what is or isn’t accurate until you, the consumer, let them know. It is, therefore, imperative that you order and review your credit reports, at least, once a year to see what’s in them. If you […]
7 Steps to Financial Stability
Recently the market watchers rejoiced because the Nasdaq hit over 5,000 (the first time it has done so in 15 years!). While we celebrate the economic recovery, what is more important to you as an individual however, is where you stand in terms of your own financial stability. Are you still living paycheck-to-paycheck; just only […]
Do Not Make These Mistakes When Buying Insurance
Insurance coverage is necessary to protect against unexpected property loss or damage, illness or disability. Such unexpected losses can put the best-laid financial plans in crises. While having insurance is critical, often times, people out of ignorance or due to over-sell by fast-talking insurance agents end up paying for coverage that they don’t need. Peoples […]
What You Must Know Before You Hire an Online Broker
Since this website is about helping you make more money and save money, we bring you today some important information you must know and take into consideration before you hire an online broker. The explosion of online investing has led to the explosion of online brokers. Most of them are good, and they are much […]
How to Use Budget Charts to Cut Your Expenses and Save Money
Being broke and struggling to pay bills is not a welcome feeling. Putting a budget chart together is necessary in these tough financial times. You need it to help you keep track of our expenses, curb unnecessary expenses and pay bills. Whether you use a computer program or an old-fashioned poster board to create your […]
Do Not Invest Unless You Know These 8 Facts
While it might be easier to pick up profitable investments during strong economy, when the economy goes south, you’ll need more careful and thoughtful research to find investment winners. Acquiring the most facts will help you decide if a potential investment is worth pursuing. Check these facts before you move forward: 1. What […]
Are You Struggling With Staying On Budget?
Budgeting comes with many advantages including the ability to manage money effectively, avoiding impulse buying, organizing your savings and expenses, among others. However, many people are unable to stay within their budgets for different reasons. If you are unable to stick to your budget, the good news is that there are simple strategies you can […]
7 Tips to Grow Your Savings Account Without Depriving Yourself
Savings accounts are among the most traditional and oldest of bank accounts that are used by millions to build up deposits over time. They can help you reach you’re your short and long-term financial goals. They are also excellent ways to set money aside for the proverbial rainy day. When you put money in a […]